by Phil Prazan
A survey by the Iowa Credit Union League found 30% of Iowans haven't been thinking about or didn't have a plan to pay off their holiday credit card debt.
The non-profit group asked participants from all of their 122 credit unions.
This is the very first survey they conducted and they were surprised how big that number was.
Credit card debt can lead to a low credit score, which would make buying a house, car or getting a loan much more difficult.
The group says Iowans should focus on paying off that debt as soon as possible and should already start budgeting out next year's holiday season.
"We were pretty surprised to see that number. What that says to us is that Iowans are spending for the holiday season without a plan in place or a budget to help guide them," says Emily Caropreso from the Iowa Credit Union League.
Iowans are not alone. Similar surveys in Ohio, Texas, Georgia and California also show a lot of debt that still needs to be dealt with.